Tag: native resources

  • Wellness and self-care videos

    Wellness and self-care videos

    Indigenous approaches to self-care often focus on the interconnection of the mind, body, spirit, and community. 

    • Cambrian College: “Working Your Wheel: Indigenous Self Care”: This video presents an Indigenous model of self-care, contrasting it with mainstream versions and showing how it can be integrated into student support.
    • Sacramento Native American Health Center: “Native Ways To Wellness Ep. 2”: This video highlights Lucero Valle (Zapotec, Yaqui, Carrizo, Isleta Pueblo), who shares her own “Native Way To Wellness”.
    • Wabanaki Public Health & Wellness: “Healing Together”: This video explores how the Wabanaki people have drawn on tradition and community to respond to challenges. 
    • Native Women in Wellness: Ancestral Voices in Today’s World | W+G Talks:The practices of Indigenous communities have been appropriated by the wellness community for years, with little to no acknowledgment of their cultural roots. Sit down with five powerful Indigenous women working to change and reclaim well-being as a birthright, while also bridging the gap of knowledge for all by educating, advocating, and continuing ancestral traditions in today’s world.

  • How to Fill Out a Job Application,Create a Resume and Cover Letter (With and Without Experience)

    How to Fill Out a Job Application,Create a Resume and Cover Letter (With and Without Experience)

    Part 1: Filling Out a Job Application

    1. Gather Necessary Information

    Before starting, have the following details ready:

    • Personal Information (Name, Address, Contact Details)
    • Work History (Previous jobs, Company Names, Dates of Employment)
    • Education (Schools Attended, Graduation Dates, Degrees Earned)
    • References (Names, Contact Information, Relationship to You)
    • Skills and Certifications (Relevant to the job you’re applying for)

    2. Follow These Steps

    • Read Instructions Carefully: Ensure you understand all requirements.
    • Fill in All Required Fields: If a question doesn’t apply, write “N/A” instead of leaving it blank.
    • Use Professional Language: Avoid slang and abbreviations.
    • Double-Check for Errors: Spelling mistakes can leave a bad impression.
    • Be Honest: Do not exaggerate your experience or qualifications.

    Part 2: Creating a Resume

    If You Have Experience

    1. Choose a Format

    • Chronological: Lists work experience in order, starting with the most recent.
    • Functional: Focuses on skills and accomplishments rather than work history.
    • Combination: Mixes both chronological and functional formats.

    2. Resume Structure

    1. Contact Information
      • Full Name
      • Phone Number
      • Email Address
      • LinkedIn Profile (if applicable)
    2. Professional Summary
      • A brief 2-3 sentence overview of your experience and key skills.
    3. Work Experience
      • Job Title, Company Name, Location
      • Dates of Employment
      • Bullet points highlighting achievements and responsibilities.
    4. Education
      • Name of School, Degree Earned, Graduation Date
    5. Skills
      • List hard and soft skills relevant to the job.
    6. Certifications & Awards (Optional)
    7. References (Optional or “Available Upon Request”)

    Example: Customer Service Representative | XYZ Retail | 2020 – Present

    • Assisted 50+ customers daily with inquiries and purchases.
    • Trained new employees on store policies and customer service best practices.

    If You Have No Experience

    1. Focus on Skills & Education

    • If you have no work history, emphasize skills, education, volunteer work, internships, and extracurricular activities.

    2. Resume Structure

    1. Contact Information
    2. Objective Statement (Instead of a professional summary)
      • Example: “Motivated high school graduate with strong organizational and communication skills seeking an entry-level position in retail.”
    3. Education
      • Name of School, Degree, Graduation Date
      • Relevant coursework (if applicable)
    4. Skills
      • Computer Skills, Communication, Teamwork, Customer Service
    5. Volunteer Work / Internships / Extracurricular Activities
      • Example: Community Volunteer at Local Food Bank (2023)
    6. References (Optional)

    Example: Volunteer | Local Animal Shelter | 2022-2023

    • Cared for animals and assisted with shelter events.
    • Helped with administrative tasks such as record-keeping.

    Final Tips

    • Keep it to One Page (Especially for entry-level applicants)
    • Use a Professional Font (Arial, Times New Roman, or Calibri, size 10-12)
    • Save as a PDF to maintain formatting
    • Customize Your Resume for each job application
    • Use Action Words (e.g., “Managed,” “Organized,” “Assisted”)

    How to Write a Cover Letter

    A cover letter is your chance to introduce yourself to a potential employer, explain why you’re a great fit for the job, and showcase your enthusiasm. Cover letters are usually optional but its a great chance to standout. If you struggle writing the cover letter, you can use tools such as Chat GPT to write one for you. Follow these steps to write an effective cover letter:


    1. Structure of a Cover Letter

    a. Header (Your Contact Information & Date)

    At the top of your cover letter, include:

    • Your Full Name
    • Your Address (Optional)
    • Your Phone Number
    • Your Email Address
    • The Date

    b. Employer’s Information

    • Hiring Manager’s Name (if known)
    • Company Name
    • Company Address

    c. Greeting/Salutation

    • If you know the hiring manager’s name, use: “Dear [Hiring Manager’s Name],”
    • If you don’t know the name, use: “Dear Hiring Manager,” or “To Whom It May Concern,”

    2. Writing the Body of Your Cover Letter

    a. Opening Paragraph (Grab Attention)

    • State the position you’re applying for.
    • Mention where you found the job listing.
    • Briefly introduce yourself and your excitement about the role.

    Example:
    “I am excited to apply for the [Job Title] position at [Company Name]. With a strong background in [your field/skills], I am eager to contribute my skills to your team. I learned about this opportunity through [mention source] and believe my experience in [relevant skills] makes me a great fit.”

    b. Middle Paragraph(s) (Showcase Your Value)

    • Highlight relevant experiences, achievements, or skills that match the job description.
    • Use specific examples to demonstrate your qualifications.
    • Explain why you’re a good fit for the company.

    Example:
    “In my previous role as [Previous Job Title] at [Company Name], I successfully [mention key achievement]. This experience honed my skills in [mention relevant skill] and allowed me to [impact you had]. I am confident that my ability to [specific skill] aligns well with the goals of [Company Name].”

    c. Closing Paragraph (Call to Action)

    • Reiterate your enthusiasm for the role.
    • Thank the hiring manager for their time.
    • Mention that you are looking forward to an interview.

    Example:
    “I would love the opportunity to further discuss how my skills and experience align with this position. Please feel free to contact me at your convenience. Thank you for your time and consideration—I look forward to the possibility of joining your team!”


    3. Closing & Signature

    • Use a professional closing statement like:
      • Best regards,
      • Sincerely,
      • Thank you,
    • Sign your name (typed or handwritten).

    4. Additional Tips

    ✅ Keep it short and to the point (one page).
    ✅ Customize it for each job by matching keywords from the job description.
    ✅ Use a professional, friendly tone—avoid being too formal or too casual.
    ✅ Proofread for grammar and spelling errors before submitting.
    ✅ Save and send as a PDF to keep formatting intact.

    By following these steps, you can create a strong job application, cover letter and resume, whether you have experience or not. Good luck!

  • How to Start a Business (Online or In-Person) Utilizing Native American Resources & Funding

    How to Start a Business (Online or In-Person) Utilizing Native American Resources & Funding

    Starting a business as a Native American entrepreneur comes with unique opportunities, including access to grants, loans, and business support programs. Follow these steps to establish your business successfully.


    Step 1: Develop a Business Idea and Plan

    a. Identify Your Business Idea

    • What problem does your business solve?
    • Will it be an online business (e-commerce, digital services) or in-person business (retail, consulting, manufacturing)?

    b. Conduct Market Research

    • Who is your target audience?
    • Who are your competitors?
    • What makes your product or service unique?

    c. Write a Business Plan

    A business plan helps secure funding and guides your growth. Include:

    • Executive Summary (Business overview)
    • Market Analysis
    • Products/Services Offered
    • Marketing Strategy
    • Financial Plan & Funding Needs
    • Operational Plan

    Resources:


    Step 2: Register Your Business

    a. Choose a Business Structure

    • Sole Proprietorship – Simple, but personal liability.
    • LLC (Limited Liability Company) – Protects personal assets.
    • Corporation – Best for larger businesses.

    b. Register with Tribal, State, and Federal Agencies

    • If operating on tribal land, check with your tribal government.
    • Register with your state’s Secretary of State Office.
    • Apply for an Employer Identification Number (EIN) from the IRS (www.irs.gov).

    Step 3: Secure Funding & Grants

    a. Native American Business Grants & Loans

    • Indian Loan Guarantee Program (ILGP) – U.S. Department of the Interior
      • Provides loan guarantees to help Native businesses secure bank funding.
      • More Info
    • Native American Business Development Institute (NABDI) Grant
      • Helps tribes and Native entrepreneurs fund feasibility studies for new businesses.
      • More Info
    • First Nations Development Institute Grants
      • Funding for Native-owned businesses and entrepreneurs.
      • More Info
    • Native American Bank
      • A bank dedicated to financing Native-owned businesses.
      • More Info
    • Small Business Administration (SBA) 8(a) Business Development Program
      • Helps minority-owned businesses, including Native Americans, get federal contracts.
      • More Info

    Step 4: Build Your Brand & Online Presence

    a. Create a Business Name & Logo

    • Use Native cultural elements if desired, but ensure authenticity.
    • Use tools like Canva or hire a Native artist.

    b. Build a Website

    • Use Shopify, WordPress, or Wix for e-commerce.
    • For service-based businesses, a simple website with contact details is enough.

    c. Utilize Social Media & Online Marketing

    • Platforms: Facebook, Instagram, TikTok, LinkedIn
    • Join Native business networks like Change Labs or Native Entrepreneurs Facebook groups.

    Step 5: Launch & Grow Your Business

    a. Start Selling or Offering Services

    • Online Business: List products on Etsy, Amazon Handmade, or a personal website.
    • In-Person Business: Partner with local businesses and tribal markets.

    b. Network & Find Mentors

    c. Keep Financial Records & Expand

    • Use QuickBooks or other accounting software.
    • Reinvest profits and seek new funding opportunities.


    Need More Help?

    • Visit the Small Business Administration (SBA) Office of Native American Affairs (www.sba.gov).
    • Contact your local Tribal Economic Development Office.

    Start today, and build a business that honors your heritage and future!

  • Job Training Resources

    Job Training Resources

    Native Americans have access to several job training programs, workforce development initiatives, and educational resources to enhance their skills and career opportunities. Here are some key resources:


    Federal & Tribal Workforce Development Programs

    a. Native American Career and Technical Education Program (NACTEP)

    • Provides job training in various trades and technical fields.
    • Administered by the U.S. Department of Education.
    • More Info

    b. Indian and Native American (INA) Employment and Training Program (WIOA Section 166)

    • Offers job training, internships, and employment assistance.
    • Administered by the U.S. Department of Labor.
    • More Info

    c. Tribal Employment Rights Office (TERO) Programs

    • Provides job placement and vocational training for tribal members.
    • Contact your local TERO office for opportunities.
    • More Info

    Trade Schools & Apprenticeships

    a. Native American Apprenticeship Program (through Unions & Trade Schools)

    • Programs in construction, electrical work, plumbing, and other trades.
    • Contact the Native American Contractors Association (NACA) or local unions.
    • More Info

    b. American Indian Science and Engineering Society (AISES) Workforce Development

    • Supports Native Americans pursuing careers in STEM.
    • More Info

    c. Tribal Colleges and Universities (TCUs) – Workforce Training Programs

    • Many TCUs offer workforce certification programs in nursing, IT, business, and trades.
    • Find a TCU

    Online Job Training & Career Resources

    a. Native Edge – NCAIED Job & Business Training

    • Online job training, career coaching, and business development for Native Americans.
    • More Info

    b. Indigenous Peoples in Tech (Natives in Tech)

    • Free coding and IT training programs for Native Americans.
    • More Info

    c. Coursera & Udemy (Free Courses for Native Americans via Tribal Programs)

    • Some tribes offer free access to online job training courses in business, healthcare, and technology.

    Job Placement & Support Services

    a. Bureau of Indian Affairs (BIA) Job Placement & Training Program

    • Provides financial assistance for job training and certification programs.
    • More Info

    b. National Indian Youth Council (NIYC) Workforce Training

    • Offers career services, job readiness workshops, and skill-building programs.
    • More Info

    c. Goodwill Indigenous Career Pathways

    • Provides Native Americans with job training, resume help, and interview prep.
    • More Info

    Entrepreneurship & Business Training

    a. Native American Business Incubators Program

    • Helps Native entrepreneurs develop skills to start and grow businesses.
    • More Info

    b. SBA Office of Native American Affairs

    • Offers business training and support for Native-owned startups.
    • More Info

    c. First Peoples Fund’s Artist Training Programs

    • Supports Native artists with business training and marketing skills.
    • More Info

    Final Tips

    ✅ Contact your tribal employment office for local training opportunities.
    ✅ Check with Tribal Colleges for workforce training programs.
    ✅ Apply for Native-focused apprenticeships and internships in your field of interest.

  • Resources for Teens

    Resources for Teens


    🎓 Education & Scholarships

    • American Indian College Fund (AICF)
      • Scholarships and support for Native students pursuing higher education.
      • 🔗 College Fund
    • American Indian Science and Engineering Society (AISES)
      • STEM education programs, scholarships, and career development for Native youth.
      • 🔗 AISES
    • Native Forward Scholars Fund (formerly American Indian Graduate Center)
      • Scholarships and support services for Native American students.
      • 🔗 Native Forward
    • American Indian Services (AIS)
      • Scholarships, mentorship, and leadership programs for Native teens and college-bound students.
      • 🔗 AIS
    • National Indian Education Association (NIEA)
      • Advocacy, resources, and programs to support Native youth education.
      • 🔗 NIEA

    🌿 Health & Wellness

    • We R Native
      • Health, wellness, and cultural resources specifically for Native youth.
      • 🔗 We R Native
    • StrongHearts Native Helpline
      • Support for Native teens facing relationship violence or emotional struggles.
      • 📞 1-844-7NATIVE (1-844-762-8483)
      • 🔗 StrongHearts
    • National Native American Youth Initiative (NNAYI)
      • Health career programs, mentorship, and leadership for Native teens.
      • 🔗 NNAYI
    • Native Youth Sexual Health Network (NYSHN)
      • Resources on sexual health, reproductive justice, and rights for Native youth.
      • 🔗 NYSHN

    💬 Mental Health & Support

    • Native Youth Crisis Hotline
      • Crisis support for Native teens.
      • 📞 1-877-209-1266
    • Center for Native American Youth (CNAY)
      • Youth advocacy, leadership programs, and mental health resources.
      • 🔗 CNAY
    • The Trevor Project (LGBTQ+ Support)
      • Support for LGBTQ+ Native teens.
      • 📞 1-866-488-7386
      • 🔗 Trevor Project

    🌎 Cultural & Community Engagement

    • Native Youth Leadership Alliance (NYLA)
      • Leadership development and cultural empowerment programs.
      • 🔗 NYLA
    • Indigenous Youth Council (IYC)
      • Advocacy, leadership, and social justice programs for Native teens.
      • 🔗 IYC
    • Native Youth Empowerment Foundation
      • Mentorship, cultural education, and career-building resources.
      • 🔗 NYEF

    💻 Career & Job Readiness

    • Native American Youth and Family Center (NAYA)
      • Career services, job readiness, and mentorship programs.
      • 🔗 NAYA
    • Native Hire
      • Job search and career development platform for Native teens and adults.
      • 🔗 Native Hire
  • Emergency Resources

    Emergency Resources

    Emergency resources for Native Americans are designed to provide immediate assistance during times of crisis, such as natural disasters, health emergencies, and other urgent needs. Here’s a list of available resources that can help Native American communities in times of need:

    Indian Health Service (IHS)

    • IHS Emergency Medical Services (EMS): Provides immediate health services, including during public health emergencies, for Native American communities.
    • IHS Disaster Preparedness: Works with state and federal agencies to provide health support during disasters.

    Website

    FEMA (Federal Emergency Management Agency)

    • Emergency Assistance for Native American Tribes: FEMA provides assistance for tribes to prepare for and respond to disasters, including grants for emergency response and recovery efforts.
    • Individual Assistance Program: Offers support for Native American individuals who are victims of disaster, including funding for housing, food, and medical needs.

    Website

    Bureau of Indian Affairs (BIA) – Office of Justice Services

    • The BIA provides emergency assistance in the form of law enforcement and support services during crises affecting tribal communities. They also coordinate emergency response resources during natural disasters.

    Website

    National Native American Emergency Management Council (NNAEMC)

    • Works to improve emergency management policies and practices within Native American communities, offering resources for tribes in need of assistance during disasters.

    Website

    American Red Cross

    • Disaster Relief for Native Americans: The Red Cross provides emergency assistance, including food, shelter, and medical services during natural disasters. It also partners with Native American organizations to support communities in need.

    Website

    The Native American Disaster Relief Fund

    • A fund designed to provide immediate financial aid and resources to Native American tribes and individuals impacted by disasters.
    • Managed by several organizations, including local tribal governments and national advocacy groups.

    Website

    Tribal Emergency Assistance Programs

    • Many Native American tribes have their own emergency programs that offer food, clothing, shelter, and financial aid to members in crisis situations.
    • Examples include programs managed by individual tribal governments or through the Indian Community Development Block Grant (ICDBG) Program.

    Department of Housing and Urban Development (HUD) – Indian Housing Block Grant Program

    • Provides funds to tribal communities for housing relief during emergencies such as fires, floods, or severe weather events.

    Website

    Tribal Nations Emergency Assistance Programs

    • Many tribes provide specific emergency assistance to their members, which can include food, shelter, health care, and other necessities during times of crisis.
    • Assistance often depends on the specific tribe or region, so contacting tribal offices is essential for support.

    Disaster Unemployment Assistance (DUA)

    • Offered through state labor departments, DUA provides unemployment benefits to individuals whose employment has been lost or interrupted as a result of a disaster. Native Americans can apply through their state’s disaster response programs.

    Website

    Native American Relief Fund by the First Nations Development Institute

    • This fund helps Native American communities recover from emergencies, particularly in cases involving public health crises, natural disasters, or economic hardships.

    Website

    American Indian College Fund

    • In times of educational emergencies or financial hardship, the American Indian College Fund offers support to Native American students who are affected by crises such as natural disasters or health emergencies.

    Website

    National Congress of American Indians (NCAI)

    • The NCAI advocates for policy changes and provides emergency resources to tribes facing immediate challenges, including during public health emergencies, climate-related disasters, and more.

    Website

    The National Indian Health Board (NIHB)

    • Provides health-related emergency services and resources, especially during public health emergencies or when Native American communities face sudden health threats such as pandemics.
    • Supports tribes in accessing federal emergency health resources and funding.

    Website

    Indian Country COVID-19 Response Fund

    • Created in response to the COVID-19 pandemic, this fund provides financial support and resources to Native American tribes and communities during the ongoing pandemic or in the event of future public health emergencies.

    Website

    Indian Law Resource Center – Legal Assistance During Emergencies

    • Provides legal advocacy and assistance in times of emergency, especially related to land rights, resource management, and public safety during natural disasters.

    Website

    These resources provide Native American communities with the tools they need to respond to emergency situations, whether through health care support, financial relief, legal assistance, or recovery efforts. Each tribe may also have unique resources and contacts, so it is helpful to connect directly with local tribal governments or organizations for additional support during crises.

  • Elder Resources

    Elder Resources

    There are several resources and programs available to support Native American elderly care, including services for healthcare, long-term care, and support for aging in place. Below is a list of resources that can help Native American seniors:

    1. Indian Health Service (IHS) – Elderly Health Services

    • Purpose: IHS provides healthcare services to Native American seniors, focusing on aging-related conditions and preventive care.
    • Eligibility: Available to Native American elders who are enrolled in a federally recognized tribe.
    • Services: Medical care, dental services, mental health counseling, prescription assistance, and health education for older adults.
    • Website: Indian Health Service

    2. Older Americans Act (OAA) – Tribal Programs

    • Purpose: The OAA provides funding for programs and services that assist Native American elders, including nutrition, transportation, and in-home care services.
    • Eligibility: Native American individuals age 60 and older.
    • Services: Senior nutrition programs (e.g., Meals on Wheels), transportation assistance, in-home care services, caregiver support, and social services.
    • Administered by: The Administration for Community Living (ACL) through tribal organizations and service providers.
    • Website: Administration for Community Living

    3. National Indian Council on Aging (NICOA)

    • Purpose: NICOA advocates for the needs of Native American elders, providing resources, education, and support for aging adults.
    • Eligibility: Native American elders and their families.
    • Services: Information on senior benefits, healthcare, caregiving resources, advocacy, and community education programs for Native American older adults.
    • Website: National Indian Council on Aging

    4. Tribal Aging Services and Senior Centers

    • Purpose: Many tribal nations have senior centers or aging services that provide assistance to elderly members in their communities.
    • Eligibility: Native American elders living on or near tribal lands.
    • Services: These centers may offer meals, social activities, healthcare services, and home care assistance to Native American seniors.
    • Contact: Reach out to your local tribe’s social services or senior center for details about specific services.

    5. Native American Long-Term Care (NALTC)

    • Purpose: Some tribes have their own long-term care programs that provide assistance for seniors who need help with activities of daily living, such as bathing, dressing, and meals.
    • Eligibility: Native American elders, typically over age 65, who require long-term care services.
    • Services: In-home care, nursing home care, respite care, and assistance with daily living tasks.
    • Contact: Check with local tribal health offices for available long-term care options.

    6. Medicaid and Medicare for Native American Seniors

    • Purpose: These government programs help cover healthcare costs for seniors, including coverage for hospitalization, doctor visits, prescription drugs, and long-term care services.
    • Eligibility: Native American elders who are eligible for Medicaid and Medicare.
    • Services: Medicaid provides coverage for long-term care and in-home services. Medicare offers healthcare benefits to those aged 65 and older.
    • Website:

    7. Veterans Administration (VA) Services for Native American Veterans

    • Purpose: The VA offers healthcare and benefits for Native American veterans, including those who are elderly.
    • Eligibility: Native American veterans who served in the U.S. military.
    • Services: The VA provides long-term care, home health services, and other support programs specifically for veterans, including geriatric care and support for family caregivers.
    • Website: VA Services for Native American Veterans

    8. Lifeline Program for Native American Seniors

    • Purpose: The Lifeline Program provides discounted phone and internet services to low-income households, including those of Native American seniors.
    • Eligibility: Native American elders who qualify as low-income through federal assistance programs such as SNAP or Medicaid.
    • Services: Discounts on phone and broadband services to help seniors stay connected with healthcare providers, family, and emergency services.
    • Website: Lifeline Program

    9. National Resource Center on Native American Aging (NRCNAA)

    • Purpose: The NRCNAA focuses on issues specific to Native American aging and works to improve the quality of life for Native elders through research and advocacy.
    • Eligibility: Native American seniors and caregivers.
    • Services: The NRCNAA provides resources, research, and training related to aging issues in Native communities, including caregiving, health services, and cultural programs.
    • Website: National Resource Center on Native American Aging

    10. Alzheimer’s Association – Tribal Resources

    • Purpose: The Alzheimer’s Association offers support for Native American elders and families dealing with Alzheimer’s disease and other dementias.
    • Eligibility: Native American families affected by Alzheimer’s or related dementia.
    • Services: Information, caregiver support, and resources specific to Native American populations and Alzheimer’s care.
    • Website: Alzheimer’s Association – Tribal Communities

    11. AARP – Resources for Native American Seniors

    • Purpose: AARP provides resources and advocacy for older adults, including Native American seniors.
    • Eligibility: Native American seniors aged 50 and older.
    • Services: Information on aging issues, financial planning, healthcare, and advocacy for Native American seniors.
    • Website: AARP

    These programs and services can help Native American elders access the care, support, and resources they need to live independently and comfortably in their later years. To access these resources, it’s recommended to contact your local tribal health office, senior center, or social services agency to get more specific information about programs available in your area.


    Financial Assistance for Caregivers

    Consumer-Directed Personal Assistance Programs (CDPAP) allow individuals, including Native Americans, to directly manage their own care by hiring personal assistants (often family members) who provide support with daily activities. These programs are designed to give greater control and flexibility to recipients, allowing them to choose caregivers, manage care schedules, and customize the assistance they receive. The following is a list of resources and programs that can assist Native Americans in accessing consumer-directed personal assistanceThe amount you’ll get paid depends on several factors, including: The amount you’ll get paid depends on several factors, including: 

    • Veteran service record
    • Your state
    • Your plan
    • The care that’s required
    • Financial status
    • Program availability

    Medicaid Consumer-Directed Personal Assistance Services (CDPAS)

    • Purpose: Medicaid offers consumer-directed personal assistance services to eligible individuals, including Native Americans. This program allows participants to hire, train, and manage their own personal assistants.
    • Eligibility: Native American individuals who are Medicaid-eligible and require assistance with daily living activities.
    • Services: Help with activities such as bathing, dressing, meal preparation, housekeeping, and personal care.
    • Administered by: State Medicaid programs, with specific plans for Native Americans living on tribal lands.
    • How to Apply: Contact your state’s Medicaid office or tribal health programs to inquire about consumer-directed services available in your region.
    • Website: Medicaid

    Native American Home and Community-Based Services (HCBS)

    • Purpose: Many tribal nations offer Home and Community-Based Services (HCBS) programs that allow Native American elders or individuals with disabilities to receive personal assistance at home. Some of these services may include consumer-directed options.
    • Eligibility: Native Americans with long-term care needs, particularly seniors or individuals with disabilities.
    • Services: Personal care assistance, help with daily activities, and sometimes support for family caregivers who provide care.
    • Administered by: Tribal health departments or local agencies that partner with the federal government.
    • How to Apply: Contact your tribe’s health or social services department to inquire about consumer-directed programs available on your reservation.
    • Website: You can contact your local tribal health office for more details.

    Older Americans Act (OAA) – Tribal Aging Programs

    • Purpose: The OAA funds programs designed to help Native American elders maintain independence. Some tribal programs funded under the OAA may include consumer-directed personal assistance or caregiving options.
    • Eligibility: Native American seniors, typically age 60 and older.
    • Services: Personal care services, respite care, and assistance with activities of daily living, which may be consumer-directed.
    • Administered by: Tribal Aging Services or Senior Programs.
    • How to Apply: Reach out to the local tribal aging program or senior center for information on available consumer-directed services.
    • Website: Administration for Community Living

    Tribal Medicaid Waivers for Long-Term Care

    • Purpose: Some tribes have Medicaid Waiver Programs that provide long-term care services, including consumer-directed personal assistance for those who need support with daily living activities.
    • Eligibility: Native Americans eligible for Medicaid and requiring long-term care services.
    • Services: The program allows participants to hire personal assistants, control their care schedules, and decide on the specific services they need.
    • Administered by: Tribal Medicaid programs or state Medicaid agencies.
    • How to Apply: Contact your tribal Medicaid office or the tribal health department for more information on the Medicaid Waiver Program and consumer-directed options.
    • Website: Medicaid Waivers

    Veterans Administration (VA) – Veterans Directed Care

    • Purpose: For Native American veterans, the VA offers a Veterans Directed Care program that provides more flexibility in managing home care services, including personal assistance for daily living tasks.
    • Eligibility: Native American veterans who are enrolled in the VA healthcare system.
    • Services: The Veterans Directed Care program allows veterans to manage and direct their own care, including hiring personal assistants to assist with activities of daily living.
    • Administered by: The U.S. Department of Veterans Affairs.
    • How to Apply: Contact your VA care coordinator or tribal veteran service officer for details on accessing Veterans Directed Care.
    • Website: VA Veterans Directed Care

    Native American Long-Term Care (NALTC) Programs

    • Purpose: Some tribes offer long-term care programs with consumer-directed services for Native American seniors and individuals with disabilities, allowing them to hire caregivers and manage their own care.
    • Eligibility: Native American elders and individuals with disabilities requiring long-term care assistance.
    • Services: Personal care, assistance with daily living, and potential access to consumer-directed personal assistants.
    • Administered by: Tribal health departments or specific long-term care programs.
    • How to Apply: Inquire through your tribal social services, healthcare provider, or aging services office to learn about consumer-directed long-term care options.
    • Website: Local tribal government or health department contact.

    National Resource Center on Native American Aging (NRCNAA)

    • Purpose: The NRCNAA supports Native American communities with resources and information related to aging. They may provide advocacy and help connect Native American elders with personal assistance services, including consumer-directed options.
    • Eligibility: Native American seniors and caregivers.
    • Services: Training, resources, and information on personal care options, including consumer-directed services for aging individuals.
    • Website: NRCNAA

    Consumer-Directed Personal Assistance Program (CDPAP) in New York

    • Purpose: In New York, the CDPAP allows participants to hire caregivers, including family members or friends, to assist with daily activities, giving the participant greater control over their care.
    • Eligibility: Native American individuals in New York who are Medicaid-eligible and need personal assistance.
    • Services: Personal assistance for activities such as bathing, dressing, meal preparation, and housekeeping.
    • Administered by: New York State Medicaid.
    • Website: New York State CDPAP

    Indian Health Service (IHS) – Long-Term Care Programs

    • Purpose: Some IHS facilities offer long-term care services that may include consumer-directed personal assistance for elderly Native Americans.
    • Eligibility: Native Americans enrolled in IHS services who need long-term care.
    • Services: In-home care assistance, personal care, and support services may be offered with consumer-directed options in some locations.
    • How to Apply: Reach out to your local IHS facility for more information about consumer-directed care options.
    • Website: IHS Long-Term Care

    These programs and resources help empower Native American individuals to take control of their care by providing them the flexibility to direct their own personal assistance services. To access consumer-directed personal assistance services, individuals can contact their tribal health office, Medicaid office, or senior services agency. You can contact your state’s Medicaid office to learn more about their program and how to enroll. For more information, click here.

  • Bill Assistance Resources

    Bill Assistance Resources

    Several resources are available to help Native Americans pay bills, including assistance for utilities, housing, healthcare, and emergency needs. Below is a list of resources that can provide financial assistance to help cover various living expenses:

    Low-Income Energy Assistance Program (LIHEAP)

    • Purpose: Provides financial assistance to help low-income households pay for heating and cooling costs, as well as energy-related home repairs.
    • Eligibility: Available to Native American households, including those living on tribal lands.
    • Administered by: State and tribal agencies.

    Website

    Indian Health Service (IHS)

    • Purpose: Provides healthcare services to Native Americans, including some programs to help with medical bills and health-related expenses.
    • Eligibility: Native American individuals and families.
    • Services: Covers medical bills, health services, and sometimes prescriptions, depending on the program.

    Website

    Tribal Energy Assistance

    • Purpose: Some tribes have programs that help residents pay utility bills, especially during emergencies or after natural disasters.
    • Eligibility: Native American individuals living on tribal lands may be eligible for assistance.
    • Services: Assistance with energy bills and energy-saving programs.

    Contact local tribal offices for specific programs available in your area.

    Emergency Assistance Programs by Tribes

    • Purpose: Many tribes offer emergency assistance programs that help pay bills such as utilities, food, rent, and healthcare during financial hardships.
    • Eligibility: Assistance is typically available to tribal members who are facing emergencies or temporary financial crises.
    • Services: Varies by tribe but may include utility bill assistance, rent, or emergency housing assistance.

    Contact your local tribe for specific information about their programs.

    Bureau of Indian Affairs (BIA) – Financial Assistance

    • Purpose: Provides grants and financial assistance to Native American families to help cover bills, housing, and other emergency needs.
    • Eligibility: Native American individuals and families in need.
    • Services: Provides general financial assistance for individuals facing difficult situations.

    Website

    The Native American Financial Assistance Program (NAFAP)

    • Purpose: Offers financial aid to Native American families who need help paying bills, especially in emergencies such as medical crises or housing-related issues.
    • Eligibility: Native Americans and their families in need of emergency assistance.

    Website

    Section 8 Housing Assistance (Housing Choice Vouchers)

    • Purpose: Offers rental assistance to low-income families, including Native Americans, to help with housing expenses.
    • Eligibility: Available to Native American families who meet income requirements. Native Americans living on tribal lands may qualify for tribal housing assistance programs.
    • Services: Helps pay a portion of rent directly to landlords.

    Website

    The Emergency Food and Shelter Program (EFSP)

    • Purpose: Provides financial assistance for emergency needs, including food, rent, and utility payments.
    • Eligibility: Native Americans living in low-income households may be eligible for short-term assistance.
    • Services: Emergency food, shelter, and utility assistance.

    Website

    American Indian College Fund (Emergency Financial Aid)

    • Purpose: Provides emergency financial assistance to Native American students attending college, helping to cover tuition, living expenses, and bills.
    • Eligibility: Native American college students who are facing financial hardship.
    • Services: Financial aid for students struggling to pay for basic needs, including housing and utility bills.

    Website

    USDA Rural Development – Utility Assistance

    • Purpose: The USDA Rural Development program offers utility assistance to rural and tribal communities, including Native Americans, who need help paying water, sewer, or electric bills.
    • Eligibility: Native American communities in rural areas or tribal lands.
    • Services: Helps reduce utility bills or provides subsidies for low-income households.

    Website

    Temporary Assistance for Needy Families (TANF)

    • Purpose: Provides cash assistance to low-income families, including Native American families, to help with essential expenses like utilities and food.
    • Eligibility: Native American families who meet income and need-based criteria.
    • Services: Temporary financial assistance to cover utilities, food, housing, and other essential needs.

    Website

    Tribal Emergency Assistance Funds

    • Purpose: Many tribes set up emergency funds for their members to cover utility bills, medical costs, and other emergency expenses during hardships.
    • Eligibility: Typically available to tribal members experiencing emergencies.
    • Services: Financial assistance for urgent needs, such as paying utility bills.

    Contact your local tribe for more information on this assistance.

    Native American Housing Assistance Programs (NAHASDA)

    • Purpose: Provides financial assistance for Native American families who need help with housing costs and repairs, as well as assistance with utility bills.
    • Eligibility: Native American families, especially those in low-income households or living on tribal lands.
    • Services: Rental assistance, housing repair funding, and utility bill assistance.

    Website

    National Indian Health Board (NIHB)

    • Purpose: Provides financial assistance and resources for healthcare needs, including help with medical bills.
    • Eligibility: Native American individuals and families who need support with medical expenses.
    • Services: Assistance programs for medical costs and health-related expenses.

    Website

    The Salvation Army – Utility Assistance

    • Purpose: Offers utility bill assistance to families and individuals in financial distress, including Native Americans.
    • Eligibility: Varies by region, but assistance is typically available to low-income families, including Native Americans.
    • Services: Provides short-term financial assistance for utility bills and other emergency expenses.

    Website

    American Red Cross – Disaster Relief

    • Purpose: Offers financial assistance during emergencies, including covering utility bills for displaced individuals and those affected by natural disasters.
    • Eligibility: Assistance for those affected by disasters, including Native Americans.
    • Services: Emergency financial support for those in need of temporary housing or assistance with utilities.

    Website


    FCC Lifeline Program

    • Purpose: A federal program that provides discounts on phone and internet services for low-income households.
    • Eligibility: Native American households that qualify for federal assistance programs such as SNAP, Medicaid, or Supplemental Security Income (SSI) may be eligible.
    • Services: Provides a monthly discount of up to $9.25 for phone or internet services. For Native Americans living on tribal lands, the discount increases to $34.25 per month.

    Website

    Tribal Lifeline and Link-Up Program

    • Purpose: A special version of the Lifeline program tailored to Native American communities living on tribal lands. This program offers enhanced support to make phone and internet services more affordable.
    • Eligibility: Native American households on tribal lands that meet the income qualifications or participate in a federal assistance program.
    • Services: Provides significant discounts for phone and broadband internet services for households in need.

    Website

    Connectivity and Technology Programs by Tribes

    • Purpose: Many tribal governments have their own programs aimed at improving broadband access in tribal areas and helping low-income Native American families with internet costs.
    • Eligibility: Available to tribal members or residents in certain regions.
    • Services: May include internet subsidies, community Wi-Fi networks, or discounted rates for broadband service in tribal areas.
    • Contact: Contact your local tribal government or community organization for more information on available internet programs in your area.

    Internet Service Providers Offering Discounted Plans for Low-Income Families

    Several internet service providers offer affordable or discounted internet plans for low-income households, including those available to Native Americans:

    • Xfinity Internet Essentials: Offers discounted internet for eligible low-income households, including tribal communities.
    • Cox Communications Connect2Compete: Provides low-cost internet for families with children in grades K-12, which could benefit Native American households.
    • Charter Communications Spectrum Internet Assist: Offers affordable internet service for qualifying low-income households.

    Eligibility: Generally, households receiving government assistance such as Medicaid, SNAP, or school lunch programs can qualify.

    Xfinity Internet Essentials

    Cox Communications Connect2Compete

    Spectrum Internet Assist

    The Emergency Broadband Benefit (EBB) / Affordable Connectivity Program (ACP)

    • Purpose: The EBB, now replaced by the ACP, provides discounts on broadband internet service for eligible low-income households.
    • Eligibility: Low-income Native American households that meet specific requirements (e.g., participation in government assistance programs like SNAP, Medicaid, or tribal programs).
    • Services: Offers a discount of up to $30 per month for internet service, with increased benefits for households on tribal lands (up to $75 per month).

    Website

    Affordable Internet for Education – Tribal Schools

    • Purpose: Some tribal schools provide discounted or subsidized internet access for students and families who need assistance.
    • Eligibility: Native American students and families enrolled in tribal schools may qualify for discounted internet services to support remote learning.
    • Services: Discounted internet access for educational purposes, including broadband for students attending remote school programs.
    • Contact: Check with your tribal school or local educational agency for available services.

    These resources offer various forms of financial assistance, such as bill payment support, housing assistance, emergency funds, internet and\or phone service help and health-related aid. To access these resources, contact your local tribe, regional government, or the respective agencies directly for specific eligibility requirements and application procedures.